Keep Spending Under Control By Using Cash<p>If you're like most people, you probably use plastic for many of your daily purchases. Since more places take credit or debit cards and many of these cards offer rewards or cash back, it is no wonder they are so easy to use. But this convenience can come at a cost. If you don't keep detailed records of your spending, using the card can lead to spending more than you normally would.</p>
<p>When you use cash for your regular daily purchases, you have a physical connection to your available money, and you can visually see how much you have and how much you spend. With a card, it's all digital and you may not review your purchases until the end of the day, week, or even month. By then, the money has long been spent. But with cash, you open your wallet or purse and immediately know how much you have available to spend, and it may keep you from buying something you don't need. So, if you have trouble keeping your spending under control, <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/od/budgetingyourmoney/a/usecash.htm">you may want to consider giving cash a try</a>.</p><p style="background:#f5f3ef;border:1px solid #d5d0bf;clear:both;padding:.5em;"><a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/01/31/keep-spending-under-control-by-using-cash.htm">Keep Spending Under Control By Using Cash</a> originally appeared on <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/">About.com Financial Planning</a> on Tuesday, January 31st, 2012 at 20:42:52.</p><p><a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/01/31/keep-spending-under-control-by-using-cash.htm">Permalink</a> | <a href="http://clk.about.com/?zi=1/1hc&zu=http://financialplan.about.com/b/2012/01/31/keep-spending-under-control-by-using-cash.htm#gB3">Comment</a> | <a href="http://financialplan.about.com/gi/pages/shareurl.htm?PG=http://financialplan.about.com/b/2012/01/31/keep-spending-under-control-by-using-cash.htm&zItl=Keep Spending Under Control By Using Cash">Email this</a></p>
and the boost in tourism helping open a good real estate market,” said Rohit Gera, Managing Director, Gera Developments (P) Ltd. “Today Goa is essentially an economy driven by its IT policy and IT Parks.”
In such as market, Gera is confident that a combination of innovativeness, access to modern technology and know-how will help them cater to evolving demands of both current and future markets, as well as alter the perception of property purchase. “Goa has tremendous opportunity for there is an element of acceptance for the kind of product that we do - intelligent buildings,” he explains. Gera’s entry into Goa also means that for the first time, a real estate developer is bringing in the international practice of offering a warranty in the real estate sector. Gera’s Imperium, like all other Gera projects, will have a five-year warranty to ensure that it stays in premium condition. This five-year warranty covers two areas: preventive maintenance in areas of carpentry, electrical diagnostic works, plumbing and bathroom tiles, and repairs as a result of improper installation or supply of any of the building’s fixtures or fittings.
Another reason that contributes to this growth is the boom in property values provided by highway and expressway development. D S Kulkarni Developers too are busy spreading their business in Mumbai, Bangalore and New Jersey (USA), for they believe that it works as a good expansion strategy, as Hemanti D. Kulkarni, President, DSK Group, explains.
“Our group, as part of our expansion strategy, has taken up projects in other cities. The migration rate to some cities in India is very high due to the availability of job opportunities there; in such cities there is good potential for our business. A multi-city presence enhances the corporate image of the company; it also provides us with growth opportunities. Any business house keeps exploring different markets for growth, in the same way are trying to explore different markets. The company also carries its brand equity, when it expands to other cities. Thus the customers can be assured of getting the same quality product anywhere he goes, which also helps him in making his buying decision.”
Bangalore, Hyderabad and other cities that are competing with each other for investment also offer new growth areas in real estate development. Kumar Builders, for instance, are looking at Hyderabad and Chennai as the next cities for future growth.
Lalit Kumar Jain says: “We started projects in Mumbai and Bangalore for our brand is established and there is no need for us to market in any different way. Besides the profit margins are low in Pune, and there is a slow pace of sale; the appreciation is also less. In Bangalore, we have got a tremendous response; even a top builder from there booked with us. We decided a long time ago to move ahead as a multi-city developer.”
Atul Goel, MD, Goel Ganga feels that if one wants to be corporatised, then one should be a multicity developer, as most would have an IPO.
Goel Ganga is developing projects in Mumbai, Bangalore and in Nagpur, which would boast of what is being touted as the biggest mall. “Today the roles are distinctly defined - people who put the funds in the property, or the landowners or the realty funds. When these roles are clear, the developer’s role is solely to promote a project or develop one. The ideal real estate would be a combination of land at the right location with excellent planning which is implemented in a good quality construction and utilised by the owner.” When most IT professionals are multi-city workers, he asks, why can developers not go the same way and create better projects for them?
As cities develop, so will the opportunities for expansion , and for developers, this can only spell good newsHence Growing demand, and an availability of land are among the reasons for this trend
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Source: www.sulekha.com
